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Yes, it is a good idea to use a credit card for gas and groceries. Using a credit card for gas and grocery shopping is a good idea because it is convenient, secure, and a great opportunity to earn rewards – with the potential to save you up to 6% cash back every time you shop with your card.
Why You Should Use a Credit Card for Gas and Groceries
- Convenience: Carrying a credit card is easier than making sure you have enough cash on hand to buy gas and groceries. You won’t have to worry about a gas station’s hold tying up the money in your checking account either.
- Security: $0 fraud liability protects you against unauthorized charges. Credit cards provide better fraud protection than debit cards.
- Rewards: Some credit cards give you an opportunity to earn 1% to 6% back on gas and grocery purchases.
One of the best cards to use for gas and groceries is the Blue Cash Preferred® Card from American Express. Cardholders get 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, received as rewards dollars (which can be redeemed as a statement credit or at Amazon.com checkout). Blue Cash Preferred has an annual fee of $0 intro 1st yr, $95 after. There are plenty of other options to choose from, as well.
Best Credit Cards for Gas and Groceries
Citi Premier® Card- Blue Cash Preferred® Card from American Express
- U.S. Bank Altitude® Connect Visa Signature® Card
- UMBSimply Rewards Visa Credit Card
- Citi Custom Cash® Card
- U.S. Bank Cash+® Visa® Secured Card
If you want more options, check out WalletHub’s complete picks for thebest credit cards for gasand thebest credit cards for groceries.
This answer was first published on 05/03/21 and it was last updated on 03/28/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
- Citi Custom Cash® Card
- U.S. Bank Cash+® Visa® Secured Card
If you want more options, check out WalletHub’s complete picks for thebest credit cards for gasand thebest credit cards for groceries.
People also ask
Is it better to use a credit card for gas?
Yes, it is better to use a credit card for gas if you drive a lot and you have a rewards card that saves you money. Credit cards also let you buy gas at any time without having cash on hand, help you track your expenses, and provide better consumer protections than other payment methods.
There are a few downsides to using a credit card for gas, though, like the higher price gas stations...
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Should you use a credit card for groceries?
Yes, you should use a credit card for groceries. Using a credit card for grocery shopping is a good idea because it is convenient, secure, and a great opportunity to earn rewards – with the potential to save you up to 6% every time you buy groceries.
Why You Should Use a Credit Card for Groceries
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Can you use a credit card for food?
Yes, you can use a credit card for food. You can buy food with a credit card at grocery stores, restaurants, wholesale clubs, food trucks, fast food locations, and anywhere else that sells food and accepts credit card payments. In fact, using the right rewards credit card to buy food can save you up to 6%.
Some of the Best Credit Cards for Food
- Terms Apply Groceries:Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
- Dining:Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Food Delivery:U.S. Bank FlexPerks®Gold American Express®CardU.S. Bank FlexPerks®Gold American Express®CardLearn MoreLearn More
- Foodies & Entertainment:Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More
Paying for food with a credit card is...
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