How To Pay Bills With Capital One Credit Card (2024)

FAQs

Can you use Capital One credit card to pay bills? ›

You can pay most bills with a Capital One credit card directly, including cell phone bills, insurance premiums, magazine subscriptions, streaming services, cable and internet, medical bills, tax bills, and more. Paying bills with a credit card works like making regular purchases in most if not all cases.

Capital One offers payment options via AutoPay, mobile app, online portal, calling the telephone number listed on your statement, and mailing a check to the statement address. Payments can also be made at Capital One branches and ATMs.

Depending on the type of bill and the merchant, you may be able to use a credit card to pay bills. Mortgages, rent and car loans typically can't be paid with a credit card. You may need to pay a convenience fee if you pay some bills, like utility bills, with a credit card.

You should also use your checking account to pay bills in the following situations: Your provider charges a fee for paying by credit card. In most cases, you'll pay more in credit card convenience fees than you'll gain in card rewards and perks for using a credit card.

If your Capital One credit card is linked to Mastercard, you may use it to pay your mortgage through Plastiq. Alternatively, you may purchase a prepaid card or a money order and use the same to pay your mortgage.

If your car loan lender allows it, you can make a car payment with a credit card. However, credit card purchases impose fees on the merchant, so many loan servicers accept only cash-backed payment methods, like a debit card, check, money order or a direct transfer from a checking or savings account.

Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card.

Generally speaking, paying your monthly bills by credit card can be a good idea as long as you're able to adhere to two rules. Always pay your statement balance in full and on time each month.

Can I pay my smart bill using a credit card? ›

What are the available payment options in MySmart Pay Bill facility. You can pay using your credit card and debit card. MySmart Pay Bill Facility can accept any credit or debit card bearing the following logos: Visa.

Credit Card providers also enable you to transfer funds from your Credit Card to a Bank Account by visiting your nearest ATM, preferably of your card issuing bank. Once you put your card in the ATM slot, you must select the “cash advance” option on the ATM screen, along with the bank account linked to your Credit Card.

It's a good idea to pay off your credit card balance in full whenever you're able. Carrying a monthly credit card balance can cost you in interest and increase your credit utilization rate, which is one factor used to calculate your credit scores.

But credit card issuers might classify other transactions as cash advances, like these: Peer-to-peer (P2P) money transfers through apps like PayPal and Venmo. Monthly bills paid with a credit card. Other types of debt including auto loans paid with a credit card.

Yes, you can generally pay for your car insurance with a credit card. Doing so may lead to benefits like cash back or other credit card perks. Due to the prevalence of insurance apps and e-commerce, paying for insurance with a credit card is commonplace.

Can we pay credit card bill from another credit card? Yes, you can pay your credit card bill from another credit card. It is a convenient option, but there will be a transaction fee involved. Always check for the additional fees and charges with your card issuer.

It is possible to pay rent with a credit card, but it may be more complicated and costly than you think. Not all landlords offer this option, and if they do, it's likely with an added charge to cover their transaction fees.

Generally, you can pay your mortgage loan with a credit card, but it's not as simple as paying your mortgage lender directly through your credit card company. Most mortgage lenders won't accept mortgage payments from a credit card because they would be required to pay transaction fees.