Bajaj Finance Limited (“BFL”) is a Non-Banking Financial Company carrying the business of acceptance of deposits, providing lending solutions to Retail & Corporate customers, and is a Corporate agent of various insurance Companies. BFL is also registeredwith the Association of Mutual Funds in India (“AMFI”) as a distributor of third party Mutual Funds (shortly referred as ‘Mutual Funds’).
BFL does NOT:
(i)provide investment advisory services in any manner or form;
(ii)perform risk profiling of the investor;
(iii)carry customized/personalized suitability assessment;
(iv)carry independent research or analysis, including on any Mutual Fund schemes or other investments; and provide any guarantee of return on investment.
In addition to displaying the Mutual fund products of Asset Management Companies, some general information is sourced from third parties, is also displayed on ‘As-is’ basis, which should NOT be construed as any solicitation or attempt to effect transactions in securities or the rendering any investment advice. Mutual Funds are subject to market risks, including loss of principal amount and Investor should read all Scheme /Offer related documents carefully. The NAV of units issued under the Schemes of mutual funds can go up or down depending on the factors and forces affecting capital markets and may also be affected by changes in the general level of interest rates. The NAV of the units issued under the scheme may be affected, inter-alia by changes in the interest rates, trading volumes, settlement periods, transfer procedures and performance of individual securities. The NAV will inter-alia be exposed to Price / Interest Rate Risk and Credit Risk. Past performance of any scheme of the Mutual fund do not indicate the future performance of the Schemes of the Mutual Fund. BFL shall not be responsible or liable for any loss or shortfall incurred by the investors. There may be other / better alternatives to the investment avenues displayed by BFL. Hence, the final investment decision shall at all times exclusively remain with the investor alone and BFL shall not be liable or responsible for any consequences thereof.
Bajaj Finserv Direct Limited, (“BFDL”), a wholly owned subsidiary of Bajaj Finserv Limited (is a Registered with SEBI as an Investment Advisor with Registration no. INA000016083). BFDL enables resident Indian customers to directly invest in third party mutual funds through its online platform. BFDL entered into a referral arrangement with BFL, whereunder, BFL may, without risk or responsibility on its part, refer the resident Indian customers who are interested in placing their investments in Direct Mutual Funds through BFDL online platform. Investment by a person residing outside the territorial jurisdiction of India is not acceptable nor permitted.
Disclaimer on Risk-O-Meter:
Investors are advised before investing to evaluate a scheme not only on the basis of the Product labeling (including the Riskometer) but also on other quantitative and qualitative factors such as performance, portfolio, fund managers, asset manager, etc. and shall also consult their financial advisers, if they are unsure about the suitability of the scheme before investing
FAQs
There are serval benefits of investing in mutual funds, including professional management, diversification, liquidity, low cost, tax benefits, affordability, safety, and transparency. However, investors need to consider several factors before investing in mutual funds.
What are the advantages of investing in a mutual fund? ›
Mutual funds give you an efficient way to diversify your portfolio, without having to select individual stocks or bonds. They cover most major asset classes and sectors.
What is the advantage of a mutual fund quizlet? ›
What is the main advantage of a mutual fund? They give small investors access to professionally managed, diversified portfolios of stocks, bonds, and other securities.
What is the biggest advantage to owning a mutual fund over an individual stock? ›
Advantages of Mutual Funds. There are several specific reasons investors turn to mutual funds instead of managing their own portfolio directly. The primary reasons why an individual may choose to buy mutual funds instead of individual stocks are diversification, convenience, and lower costs.
Is it a good time to invest in mutual funds Why? ›
In conclusion, the best time to start investing in mutual funds is as soon as possible. Whether you're a young professional or approaching retirement, there are mutual fund options suited to your needs.
Is it worth it to invest in mutual funds? ›
All investments carry some risk, but mutual funds are typically considered a safer investment than purchasing individual stocks. Since they hold many company stocks within one investment, they offer more diversification than owning one or two individual stocks.
What is the biggest problem with mutual funds? ›
Mutual funds provide convenient diversification and professional management through a single investment, but can have high fees, tax inefficiency, and market risk like the underlying securities.
What are two advantages and two disadvantages of investing in mutual funds? ›
Mutual funds come with many advantages, such as advanced portfolio management, dividend reinvestment, risk reduction, convenience, and fair pricing. Disadvantages include high fees, tax inefficiency, poor trade execution, and the potential for management abuses.
Which of the following is the biggest advantage to investing in mutual funds? ›
Final answer: Investing in a mutual fund offers advantages such as professional management and diversification, but it does not guarantee profits or eliminate all risk.
What is so special about mutual funds? ›
Mutual funds let you pool your money with other investors to "mutually" buy stocks, bonds, and other investments. They're run by professional money managers who decide which securities to buy (stocks, bonds, etc.) and when to sell them. You get exposure to all the investments in the fund and any income they generate.
Mutual funds may be a good investment for anyone looking for diversification in their portfolios. Learn whether mutual funds can be the right investment for you. Mutual funds offer diversification and convenience at a low cost, but whether to invest in them depends on your individual situation.
What is mutual fund in simple words? ›
A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments and/or other securities.
What is the best mutual fund to invest in? ›
5 Best Mutual Funds to Buy Now
| Mutual Fund | Assets Under Management | Expense Ratio |
|---|
| Vanguard Wellington Fund (ticker: VWELX) | $111.7 billion | 0.26% |
| Vanguard Total Stock Market Index Fund (VTSAX) | $1.6 trillion | 0.04% |
| Fidelity 500 Index (FXAIX) | $512.4 billion | 0.015% |
| Fidelity ZERO International Index (FZILX) | $4 billion | 0% |
1 more rowMay 10, 2024
Best-performing U.S. equity mutual funds
| Ticker | Name | 5-year return (%) |
|---|
| GQEPX | GQG Partners US Select Quality Eq Inv | 19.33 |
| FGRTX | Fidelity Mega Cap Stock | 17.23 |
| SSAQX | State Street US Core Equity Fund | 16.89 |
| FGLGX | Fidelity Series Large Cap Stock | 16.88 |
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Mutual funds have sales charges, and that can take a big bite out of your return in the short run. To mitigate the impact of these charges, an investment horizon of at least five years is ideal.
Which is best mutual fund for one time investment? ›
Top Mutual Fund for Lumpsum Investment to Invest Online in 2024
- Quant Tax Plan.
- Axis Small Cap Fund.
- Aditya Birla Sun Life Medium Term.
- Nippon India Nivesh Lakshya Fund.
- SBI Magnum Gilt Fund.
- Quant Multi Asset Fund.
- Quant Absolute Fund.
- Bank of India Mid & Small Cap Equity & Debt Fund.
General Risks of Investing in Mutual Funds
- Returns Not Guaranteed. ...
- General Market Risk. ...
- Security specific risk. ...
- Liquidity risk. ...
- Inflation risk. ...
- Loan Financing Risk. ...
- Risk of Non-Compliance. ...
- Manager's Risk.
Mutual funds or stocks—which one offers more security? Mutual funds typically offer more security compared to individual stocks because they spread investments across various assets, reducing the impact of market fluctuations. However, the level of security depends on the specific mutual fund or stock chosen.
Are mutual funds high or low risk? ›
Because most mutual funds offer a level of built-in diversification, they're typically considered a lower risk investment. However, as with all investments, there are still risks involved, and mutual fund returns aren't guaranteed.
What are the pros and cons of stocks and mutual funds? ›
Mutual funds vs. stocks: key differences
| Stock | Mutual fund |
|---|
| Beginner friendliness | Low; you do your own research and analysis | High; a fund manager does the research and analysis |
| Taxes | You control capital gains by timing when you sell | You can owe capital gains taxes even if you don't sell your shares |
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